Crypto-Native Spending Account
SWYP Pass is a crypto-native spending account built around one shared balance. Fund it once, then create passes for different needs — each with its own limits and rules, all drawing from the same account.
01 — The Problem
Most crypto cards make you fund each card on its own, watch every balance, and shuffle money between them just to spend. By the time funds are where you need them, the moment has passed.
SWYP Pass keeps the money in one place. You fund a single account balance, then every pass simply draws from it under its own rules. No separate top-ups. No fragmented balances. No unnecessary fund movement.
02 — Capabilities
A spending account built around one balance and passes made for real-world checkout.
Fund one account with crypto. Every pass you create spends from the same shared balance — no more topping up cards one by one.
Create passes for purchases, subscriptions, one-time payments, or capped spending. Each one has a purpose; all draw from the same account.
Give every pass its own limits, expiry, merchant rules, or one-time use. Control how money moves without splitting it up.
Every payment runs as a limited session with pre-set rules. Funds are exposed only for what you approved, nothing more.
Freeze, delete, reissue, or re-limit any pass instantly. Your account adapts the moment your needs change.
Every charge across every pass lands in one clear view. See where the balance goes without stitching card statements together.
03 — The Method
Create your SWYP Pass account and fund one shared balance with crypto. This is the only balance you ever top up.
Spin up one or more passes for different needs — purchases, subscriptions, one-time payments, or limited spending.
Give each pass its own limits, expiry, merchant rules, or one-time use. The rules decide how the shared balance can be spent.
Pay at checkout. The charge runs as a guarded session and settles from the shared balance — every expense visible in one place.
Recurring merchants only. Auto-declines anything over the monthly cap. Draws straight from your account balance — no separate top-up.
04 — Activity
Every pass draws from one balance, each under its own rules.
Weekly shop cleared at checkout. Charged the shared balance under the standard limit — no top-up needed.
Monthly streaming renewal went through. Recurring-merchant rule matched, so it settled automatically.
Single marketplace payment approved, then the pass auto-expired. The rest of the balance stayed untouched.
Capped spending for the trip. Merchant rules kept it to airlines and hotels only, all from the same balance.
05 — Compare
Regular crypto cards
Top up every card on its own before you can spend.
Money fragmented across cards, idle where you don't need it.
Move funds between cards just to spend from the right one.
Statements scattered across separate cards.
SWYP Pass
Fund one shared balance once. Every pass draws from it.
One account. No fragmentation, no stranded funds.
Rules live on each pass — change how you spend without moving money.
Every charge across every pass in one clear view.
06 — FAQ
SWYP Pass
Your everyday spending pass will appear here once SWYP Pass goes live.
Recurring-payment passes are queued for the mainnet release.
Single-use passes are currently in final calibration.
We’re not live yet.
SWYP Pass is in closed calibration. Real passes, spending rules, and your unified balance will unlock at launch. Until then, your account is connected and your spot is reserved.
07 — Pass studio
Simple prepaid crypto cards — load funds, spend down to zero, reload anytime. Pick the load limit that fits you.
Best for trying it out
Best for everyday use
Best for high volume
Get started
One crypto-funded balance, flexible passes, and controls built for real-world checkout.